No Wallet? No Problem — Try Cashless Payment

We explore cashless payment options for fuss-free shopping

By Natasha Tan & Samantha Francis




(Photo: Kashmi)

Kashmi is the first cashless payment app in Singapore to feature a social facility, as well as the first of its kind to offer the ‘Group Pay’ function.

Developed to ease the stress of recouping money from social outings, the function helps users collect payment from multiple peers in just one click. The peer-to-peer service also lets users top up their virtual wallets and facilitate easy and safe transfers of cash between individuals.

Available on the Apple Store and Google Play.

Apple Pay


(Photo: Apple)

No more digging through your purse or wallet to find your credit card. With Apple Pay, the iPhone screen automatically lights up when in contact with the card reader at the cashier, allowing users to tap on a designated credit card to be used.

Simply tap the “Buy With Apple Pay” button, review your payment details, and then place your finger on the Touch ID sensor to complete the transaction.

Available on iPhone with iOS9 update


Samsung Pay


(Photo: Samsung)

Cashless payment is now even more convenient than ever with the launch of Samsung Pay. Available on phone models including Samsung Galaxy Note 5 4G+ and S6 edge+ 4G+, the secure and easy-to-use mobile payment service can be used to make purchases at most places where debit cards or credit cards are accepted.

Users can perform transactions by swiping to bring up the last transacted credit or debit card, scanning their fingerprint or keying in their PIN to make payment.

Available for installation on Google Play.


DBS PayLah!


(Photo: DBS)

Mobile wallet app DBS PayLah! lets users link their bank account to their phone for easy transactions, whether it is to split the drinks tab with friends or settle phone bills while on the go. Best of all, the app allows users to transfer money to anyone, even non-DBS/POSB customers, instantly with just the recipient’s mobile number.

Available on Apple Store and Google Play.


Cash withdrawal at 7-Eleven

Ever found yourself panicking because the place you’re shopping at only accepts cash and your wallet is empty?
It’s no fun having to seek out an ATM machine when it’s miles away, so we’re always glad for 7-Eleven and its cash withdrawal services.

The popular 24-hr convenience store chain recently announced that they now possess the largest network of retail outlets offering cash withdrawal services supported by Singapore’s top three local banks — POSB/DBS, OCBC and UOB.

They are also the first retail brand to launch this essential service across 384 of their standalone stores.
Customers can now withdraw amounts between $10 to $100 with any purchase made in 7-Eleven stores, with no extra bank charge.

There are no limits as to how many withdrawals a customer may make at any store during the day as each withdrawal is pegged to their purchase.

Available at all 7-11 stores.


A version of this article appeared in the print edition of Weekender, Issue 156, July 8 – July 21, 2016, with the headline ‘No wallet? No problem’.